Filed August 11, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,568 | $101,795-43.4% | $165,100-65.1% | $80,959-28.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 12.74% | 16.73%-4.0pp | 70.21%-57.5pp | 35.67%-22.9pp |
| Employer contribution / active EE | $5,220 | $2,954+76.7% | $4,348+20.0% | $2,757+89.3% |
| Participant deferral / active EE | $2,774 | $4,476-38.0% | $6,035-54.0% | $4,300-35.5% |
| Admin fee / account holder | $2,370 | $8,221-71.2% | $12,696-81.3% | $6,925-65.8% |