Filed August 11, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,059 | $108,825-36.5% | $156,181-55.8% | $82,448-16.2% |
| Participation rate | 96.2% | 72.4%+23.9pp | 78.8%+17.4pp | 68.1%+28.2pp |
| Annual return | 16.03% | 20.59%-4.6pp | 64.87%-48.8pp | 41.64%-25.6pp |
| Employer contribution / active EE | $5,137 | $2,870+79.0% | $4,294+19.6% | $2,551+101.4% |
| Participant deferral / active EE | $2,722 | $4,577-40.5% | $6,132-55.6% | $4,139-34.2% |
| Admin fee / account holder | $5,229 | $9,341-44.0% | $14,586-64.2% | $7,234-27.7% |