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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,515 | $166,020-47.9% | $164,866-47.5% | $145,959-40.7% |
| Participation rate | 95.8% | 82.0%+13.8pp | 78.6%+17.2pp | 80.3%+15.5pp |
| Annual return | 12.17% | 100.08%-87.9pp | 69.97%-57.8pp | 561.95%-549.8pp |
| Employer contribution / active EE | $604 | $5,275-88.6% | $4,343-86.1% | $4,661-87.0% |
| Participant deferral / active EE | $3,049 | $6,961-56.2% | $6,033-49.5% | $6,689-54.4% |
| Admin fee / account holder | $3,054 | $16,644-81.7% | $12,689-75.9% | $13,398-77.2% |