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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,515 | $166,131-47.9% | $164,975-47.6% | $145,877-40.7% |
| Participation rate | 95.8% | 82.0%+13.8pp | 78.6%+17.2pp | 80.3%+15.5pp |
| Annual return | 12.17% | 100.37%-88.2pp | 70.12%-58.0pp | 551.28%-539.1pp |
| Employer contribution / active EE | $604 | $5,276-88.6% | $4,343-86.1% | $4,663-87.0% |
| Participant deferral / active EE | $3,049 | $6,962-56.2% | $6,033-49.5% | $6,691-54.4% |
| Admin fee / account holder | $3,054 | $16,648-81.7% | $12,688-75.9% | $13,402-77.2% |