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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,515 | $166,268-48.0% | $165,100-47.6% | $145,897-40.7% |
| Participation rate | 95.8% | 82.0%+13.8pp | 78.6%+17.2pp | 80.3%+15.5pp |
| Annual return | 12.17% | 100.52%-88.3pp | 70.21%-58.0pp | 552.29%-540.1pp |
| Employer contribution / active EE | $604 | $5,284-88.6% | $4,348-86.1% | $4,663-87.0% |
| Participant deferral / active EE | $3,049 | $6,964-56.2% | $6,035-49.5% | $6,689-54.4% |
| Admin fee / account holder | $3,054 | $16,659-81.7% | $12,696-75.9% | $13,390-77.2% |