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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,352 | $72,290+36.1% | $260,467-62.2% | $69,733+41.0% |
| Participation rate | 95.4% | 62.1%+33.2pp | 80.5%+14.9pp | 62.5%+32.9pp |
| Annual return | 9.91% | 15.52%-5.6pp | 100.60%-90.7pp | 15.22%-5.3pp |
| Employer contribution / active EE | $1,664 | $2,277-26.9% | $4,239-60.7% | $2,250-26.1% |
| Participant deferral / active EE | $7,154 | $3,176+125.2% | $6,319+13.2% | $3,054+134.2% |
| Admin fee / account holder | $21,403 | $6,687+220.0% | $15,461+38.4% | $3,102+590.0% |