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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,352 | $67,595+45.5% | $186,193-47.2% | $64,340+52.9% |
| Participation rate | 95.4% | 51.9%+43.4pp | 77.1%+18.3pp | 55.2%+40.1pp |
| Annual return | 9.91% | 17.46%-7.6pp | 78.03%-68.1pp | 24.14%-14.2pp |
| Employer contribution / active EE | $1,664 | $1,513+10.0% | $3,918-57.5% | $1,862-10.6% |
| Participant deferral / active EE | $7,154 | $3,023+136.6% | $6,513+9.8% | $2,980+140.1% |
| Admin fee / account holder | $21,403 | $5,311+303.0% | $11,058+93.6% | $3,703+478.1% |