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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,352 | $74,661+31.7% | $160,784-38.8% | $67,986+44.7% |
| Participation rate | 95.4% | 57.1%+38.2pp | 77.0%+18.4pp | 57.2%+38.2pp |
| Annual return | 9.91% | 28.83%-18.9pp | 1803.92%-1794.0pp | 31.67%-21.8pp |
| Employer contribution / active EE | $1,664 | $1,829-9.0% | $3,733-55.4% | $2,019-17.6% |
| Participant deferral / active EE | $7,154 | $3,681+94.4% | $6,293+13.7% | $3,358+113.1% |
| Admin fee / account holder | $21,403 | $3,959+440.6% | $9,717+120.3% | $3,203+568.2% |