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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,536 | $112,729+81.4% | $98,716+107.2% | $137,256+49.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 10.31% | 38.48%-28.2pp | 31.81%-21.5pp | 220.34%-210.0pp |
| Employer contribution / active EE | $2,959 | $2,725+8.6% | $2,279+29.9% | $4,156-28.8% |
| Participant deferral / active EE | $3,809 | $4,640-17.9% | $4,048-5.9% | $6,407-40.6% |
| Admin fee / account holder | $1,420 | $10,129-86.0% | $8,703-83.7% | $12,270-88.4% |