Retirement plan

403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LOUIS ARC, INC.

Name: ST. LOUIS ARC, INC. - 403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LOUIS ARC, INC. (2024) Form 5500
Creator: ST. LOUIS ARC, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LOUIS ARC, INC., ST. LOUIS ARC, INC.

ST. LOUIS ARC, INC.EIN 43-0718811Plan #001PY 2024

1177 NORTH WARSON ROAD - ST. LOUIS, MO 63132314-569-2211slarc.orgLinkedIn501-1000 employeesnon-profit organization management

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$18.2M

+5.6% from 2023

Total participants

608

-6.3% from 2023

Average account balance

$43,936

+9.4% from 2023

Annual return

11.96%

-3.57 pp from 2023

Benchmarks

See 4,117 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort4,117 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$44K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

414

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.49M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$195

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$48,600
MONETA GROUP LLC3 years Filed as: MONETA GROUP INVESTMENT ADVISORS LL Service code 27 100 S. BRENTWOOD BLVD · CLAYTON, MO 63105	Advisory (Plan)	$34,701
TSC 401K1 year Service code 13 7365 KIRKWOOD COURT NORTH · MAPLE GROVE, MN 55369	Contract Administrator	$0

Plan features & details

Pension benefit codes2A2E2F2G2K2L2M3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$81K

$158 / participant

Contract admin$81K100.0%

% of EOY assets

0.444%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: RUBIN BROWN, LLP
Auditor EIN: 430765316
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,936

$50,919-13.7%

$155,556-71.8%

$77,762-43.5%

Participation rate

62.1%

63.1%-1.0pp

78.2%-16.1pp

70.6%-8.5pp

Annual return

11.96%

34.84%-22.9pp

64.84%-52.9pp

31.27%-19.3pp

Employer contribution / active EE

$1,598

$1,991-19.7%

$4,675-65.8%

$2,728-41.4%

Participant deferral / active EE

$1,320

$2,824-53.3%

$5,631-76.6%

$4,651-71.6%

Admin fee / account holder

$195

$437-55.3%

$15,885-98.8%

$433-54.9%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY O

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$48,600

MONETA GROUP LLC3 years

Filed as: MONETA GROUP INVESTMENT ADVISORS LL

Service code 27

100 S. BRENTWOOD BLVD · CLAYTON, MO 63105

Advisory (Plan)

$34,701

TSC 401K1 year

Service code 13

7365 KIRKWOOD COURT NORTH · MAPLE GROVE, MN 55369

Contract Administrator

403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LOUIS ARC, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LOUIS ARC, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion