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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,742 | $184,014+114.0% | $161,149+144.3% | $138,895+183.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 14.02% | 21.52%-7.5pp | 21.16%-7.1pp | 145.39%-131.4pp |
| Employer contribution / active EE | $4,481 | $5,055-11.4% | $4,360+2.8% | $4,194+6.8% |
| Participant deferral / active EE | $10,914 | $6,909+58.0% | $6,153+77.4% | $6,396+70.6% |
| Admin fee / account holder | $26,486 | $18,027+46.9% | $15,194+74.3% | $12,562+110.8% |