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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,223 | $97,550-13.7% | $120,344-30.0% | $87,485-3.7% |
| Participation rate | 93.1% | 72.8%+20.3pp | 76.7%+16.4pp | 68.9%+24.2pp |
| Annual return | 10.49% | 18.41%-7.9pp | 20.30%-9.8pp | 26.06%-15.6pp |
| Employer contribution / active EE | $3,720 | $2,291+62.4% | $3,020+23.2% | $2,596+43.3% |
| Participant deferral / active EE | $3,566 | $4,230-15.7% | $5,135-30.5% | $4,274-16.5% |
| Admin fee / account holder | $39,293 | $9,543+311.8% | $12,742+208.4% | $7,775+405.4% |