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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,223 | $95,404-11.7% | $113,397-25.7% | $82,637+1.9% |
| Participation rate | 93.1% | 72.8%+20.3pp | 76.5%+16.6pp | 68.1%+25.0pp |
| Annual return | 10.49% | 19.08%-8.6pp | 23.20%-12.7pp | 53.51%-43.0pp |
| Employer contribution / active EE | $3,720 | $2,307+61.3% | $2,977+25.0% | $2,552+45.8% |
| Participant deferral / active EE | $3,566 | $4,220-15.5% | $5,076-29.7% | $4,126-13.6% |
| Admin fee / account holder | $39,293 | $9,168+328.6% | $11,957+228.6% | $7,339+435.4% |