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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,787 | $159,978+8.6% | $147,041+18.2% | $145,978+19.0% |
| Participation rate | 73.7% | 84.0%-10.3pp | 82.2%-8.5pp | 80.3%-6.6pp |
| Annual return | 16.15% | 98.36%-82.2pp | 419.21%-403.1pp | 550.52%-534.4pp |
| Employer contribution / active EE | $1,050 | $5,288-80.2% | $4,935-78.7% | $4,662-77.5% |
| Participant deferral / active EE | $8,488 | $8,429+0.7% | $8,071+5.2% | $6,690+26.9% |
| Admin fee / account holder | $643 | $15,053-95.7% | $13,006-95.1% | $13,400-95.2% |