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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,787 | $160,028+8.6% | $147,080+18.2% | $145,884+19.1% |
| Participation rate | 73.7% | 84.0%-10.3pp | 82.2%-8.5pp | 80.3%-6.6pp |
| Annual return | 16.15% | 98.60%-82.4pp | 420.17%-404.0pp | 551.85%-535.7pp |
| Employer contribution / active EE | $1,050 | $5,286-80.1% | $4,933-78.7% | $4,662-77.5% |
| Participant deferral / active EE | $8,488 | $8,422+0.8% | $8,066+5.2% | $6,690+26.9% |
| Admin fee / account holder | $643 | $15,030-95.7% | $12,989-95.0% | $13,392-95.2% |