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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,277 | $100,262+178.5% | $81,370+243.2% | $145,897+91.4% |
| Participation rate | 94.4% | 74.3%+20.2pp | 69.5%+24.9pp | 80.3%+14.1pp |
| Annual return | 9.03% | 34.52%-25.5pp | 24.85%-15.8pp | 552.29%-543.3pp |
| Employer contribution / active EE | $3,084 | $2,979+3.5% | $2,464+25.1% | $4,663-33.9% |
| Participant deferral / active EE | $12,031 | $4,612+160.9% | $3,885+209.7% | $6,689+79.9% |
| Admin fee / account holder | $23,221 | $8,163+184.5% | $5,749+303.9% | $13,390+73.4% |