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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,277 | $100,004+179.3% | $81,438+242.9% | $145,959+91.3% |
| Participation rate | 94.4% | 74.2%+20.3pp | 69.5%+24.9pp | 80.3%+14.2pp |
| Annual return | 9.03% | 34.34%-25.3pp | 24.74%-15.7pp | 561.95%-552.9pp |
| Employer contribution / active EE | $3,084 | $2,970+3.8% | $2,460+25.3% | $4,661-33.8% |
| Participant deferral / active EE | $12,031 | $4,603+161.4% | $3,883+209.8% | $6,689+79.9% |
| Admin fee / account holder | $23,221 | $8,202+183.1% | $5,764+302.9% | $13,398+73.3% |