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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,662 | $211,224+82.6% | $178,505+116.1% | $145,897+164.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.19% | 30.28%-17.1pp | 27.16%-14.0pp | 552.29%-539.1pp |
| Employer contribution / active EE | $12,813 | $4,577+180.0% | $3,955+223.9% | $4,663+174.8% |
| Participant deferral / active EE | $17,550 | $6,966+151.9% | $6,280+179.4% | $6,689+162.4% |
| Admin fee / account holder | $3,200 | $12,109-73.6% | $10,428-69.3% | $13,390-76.1% |