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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,245 | $182,442+161.0% | $163,379+191.5% | $138,895+242.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 15.98% | 72.74%-56.8pp | 63.41%-47.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $12,813 | $4,159+208.0% | $3,752+241.4% | $4,194+205.5% |
| Participant deferral / active EE | $17,800 | $6,817+161.1% | $6,282+183.4% | $6,396+178.3% |
| Admin fee / account holder | $3,520 | $10,396-66.1% | $9,818-64.2% | $12,562-72.0% |