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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,271 | $94,436+81.4% | $115,599+48.2% | $82,637+107.3% |
| Participation rate | 97.1% | 70.4%+26.7pp | 74.3%+22.9pp | 68.1%+29.1pp |
| Annual return | 11.81% | 18.37%-6.6pp | 111.10%-99.3pp | 53.51%-41.7pp |
| Employer contribution / active EE | $1,806 | $2,324-22.3% | $2,955-38.9% | $2,552-29.2% |
| Participant deferral / active EE | $8,781 | $3,955+122.0% | $4,889+79.6% | $4,126+112.8% |
| Admin fee / account holder | $13,983 | $10,328+35.4% | $12,841+8.9% | $7,339+90.5% |