Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,645 | $77,472-7.5% | $100,392-28.6% | $80,935-11.5% |
| Participation rate | 46.7% | 76.9%-30.3pp | 81.5%-34.8pp | 67.7%-21.0pp |
| Annual return | 8.84% | 37.26%-28.4pp | 49.45%-40.6pp | 35.66%-26.8pp |
| Employer contribution / active EE | $1,706 | $2,800-39.1% | $3,941-56.7% | $2,757-38.1% |
| Participant deferral / active EE | $3,693 | $6,818-45.8% | $8,090-54.3% | $4,299-14.1% |
| Admin fee / account holder | $13,340 | $5,885+126.7% | $7,904+68.8% | $6,924+92.7% |