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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,085 | $72,071+94.4% | $68,368+104.9% | $137,256+2.1% |
| Participation rate | 90.0% | 76.2%+13.8pp | 73.8%+16.2pp | 80.0%+10.0pp |
| Annual return | 18.63% | 353.14%-334.5pp | 292.57%-273.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $10,265 | $2,788+268.2% | $2,649+287.5% | $4,156+147.0% |
| Participant deferral / active EE | $15,353 | $4,410+248.1% | $4,123+272.4% | $6,407+139.6% |
| Admin fee / account holder | $6,658 | $5,336+24.8% | $5,150+29.3% | $12,270-45.7% |