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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,903 | $156,398-63.6% | $147,318-61.4% | $138,895-59.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.75% | 78.75%-57.0pp | 70.43%-48.7pp | 145.39%-123.6pp |
| Employer contribution / active EE | $6,353 | $4,853+30.9% | $4,593+38.3% | $4,194+51.5% |
| Participant deferral / active EE | $10,255 | $8,237+24.5% | $7,906+29.7% | $6,396+60.3% |
| Admin fee / account holder | $351 | $14,976-97.7% | $13,708-97.4% | $12,562-97.2% |