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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,727 | $183,592-66.9% | $155,574-61.0% | $145,877-58.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 24.52% | 61.37%-36.9pp | 64.87%-40.3pp | 551.28%-526.8pp |
| Employer contribution / active EE | $0 | $5,317-100.0% | $4,676-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $22,244 | $6,466+244.0% | $5,629+295.2% | $6,691+232.5% |
| Admin fee / account holder | $7,866 | $19,316-59.3% | $15,914-50.6% | $13,402-41.3% |