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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,013 | $212,386+25.7% | $199,883+33.6% | $138,895+92.2% |
| Participation rate | 80.0% | 87.4%-7.4pp | 86.8%-6.8pp | 79.9%+0.1pp |
| Annual return | 14.73% | 47.75%-33.0pp | 43.81%-29.1pp | 145.39%-130.7pp |
| Employer contribution / active EE | $1,796 | $6,625-72.9% | $6,261-71.3% | $4,194-57.2% |
| Participant deferral / active EE | $11,073 | $9,617+15.1% | $9,138+21.2% | $6,396+73.1% |
| Admin fee / account holder | $15,948 | $18,233-12.5% | $17,268-7.6% | $12,562+26.9% |