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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,452 | $139,948+171.9% | $121,663+212.7% | $154,746+145.9% |
| Participation rate | 94.7% | 78.0%+16.7pp | 74.5%+20.2pp | 80.7%+14.0pp |
| Annual return | 15.52% | 230.52%-215.0pp | 147.54%-132.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,363 | $3,521-61.3% | $3,020-54.9% | $4,379-68.9% |
| Participant deferral / active EE | $6,361 | $5,629+13.0% | $4,887+30.2% | $6,730-5.5% |
| Admin fee / account holder | $25,164 | $17,321+45.3% | $14,289+76.1% | $14,365+75.2% |