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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,452 | $177,595+114.2% | $148,496+156.2% | $198,609+91.6% |
| Participation rate | 94.7% | 79.3%+15.5pp | 76.0%+18.7pp | 82.4%+12.4pp |
| Annual return | 15.52% | 9.97%+5.5pp | 12.33%+3.2pp | 202.70%-187.2pp |
| Employer contribution / active EE | $1,363 | $4,098-66.7% | $3,497-61.0% | $5,055-73.0% |
| Participant deferral / active EE | $6,361 | $5,539+14.8% | $4,808+32.3% | $6,977-8.8% |
| Admin fee / account holder | $25,164 | $27,010-6.8% | $19,547+28.7% | $19,030+32.2% |