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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,452 | $132,634+186.8% | $115,768+228.6% | $137,256+177.2% |
| Participation rate | 94.7% | 77.9%+16.9pp | 74.4%+20.3pp | 80.0%+14.8pp |
| Annual return | 15.52% | 160.70%-145.2pp | 100.46%-84.9pp | 220.34%-204.8pp |
| Employer contribution / active EE | $1,363 | $3,360-59.4% | $2,940-53.7% | $4,156-67.2% |
| Participant deferral / active EE | $6,361 | $5,619+13.2% | $4,917+29.4% | $6,407-0.7% |
| Admin fee / account holder | $25,164 | $15,028+67.5% | $12,439+102.3% | $12,270+105.1% |