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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,975 | $158,393+154.4% | $143,412+181.0% | $155,188+159.7% |
| Participation rate | 100.0% | 79.7%+20.3pp | 78.5%+21.5pp | 80.8%+19.2pp |
| Annual return | 8.70% | 324.22%-315.5pp | 256.99%-248.3pp | 148.84%-140.1pp |
| Employer contribution / active EE | $6,750 | $3,911+72.6% | $3,748+80.1% | $4,248+58.9% |
| Participant deferral / active EE | $0 | $7,193-100.0% | $6,816-100.0% | $6,531-100.0% |
| Admin fee / account holder | $60,632 | $12,964+367.7% | $11,396+432.0% | $14,480+318.7% |