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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,557 | $99,053-56.0% | $88,179-50.6% | $138,895-68.6% |
| Participation rate | 18.2% | 74.2%-56.1pp | 69.1%-51.0pp | 79.9%-61.7pp |
| Annual return | 25.68% | 78.17%-52.5pp | 64.97%-39.3pp | 145.39%-119.7pp |
| Employer contribution / active EE | $854 | $2,882-70.4% | $2,549-66.5% | $4,194-79.6% |
| Participant deferral / active EE | $1,192 | $5,225-77.2% | $4,614-74.2% | $6,396-81.4% |
| Admin fee / account holder | $151 | $8,748-98.3% | $7,673-98.0% | $12,562-98.8% |