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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,702 | $100,139-74.3% | $85,187-69.8% | $145,884-82.4% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 15.90% | 84.15%-68.3pp | 66.67%-50.8pp | 551.85%-536.0pp |
| Employer contribution / active EE | $1,881 | $3,238-41.9% | $2,732-31.2% | $4,662-59.7% |
| Participant deferral / active EE | $2,493 | $5,296-52.9% | $4,525-44.9% | $6,690-62.7% |
| Admin fee / account holder | $90 | $7,262-98.8% | $6,162-98.5% | $13,392-99.3% |