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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,557 | $97,125-55.2% | $86,233-49.5% | $137,256-68.3% |
| Participation rate | 18.2% | 74.2%-56.0pp | 69.0%-50.8pp | 80.0%-61.8pp |
| Annual return | 25.68% | 74.19%-48.5pp | 61.39%-35.7pp | 220.34%-194.7pp |
| Employer contribution / active EE | $854 | $2,841-69.9% | $2,504-65.9% | $4,156-79.4% |
| Participant deferral / active EE | $1,192 | $5,180-77.0% | $4,559-73.9% | $6,407-81.4% |
| Admin fee / account holder | $151 | $9,725-98.5% | $8,342-98.2% | $12,270-98.8% |