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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,336 | $102,382+53.7% | $147,005+7.0% | $80,874+94.5% |
| Participation rate | 95.9% | 75.8%+20.1pp | 82.2%+13.8pp | 67.6%+28.3pp |
| Annual return | 4.61% | 134.89%-130.3pp | 418.76%-414.2pp | 35.62%-31.0pp |
| Employer contribution / active EE | $7,924 | $3,715+113.3% | $4,934+60.6% | $2,756+187.5% |
| Participant deferral / active EE | $10,627 | $6,646+59.9% | $8,070+31.7% | $4,297+147.3% |
| Admin fee / account holder | $6,151 | $7,942-22.6% | $13,006-52.7% | $6,935-11.3% |