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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,336 | $102,429+53.6% | $147,096+7.0% | $80,925+94.4% |
| Participation rate | 95.9% | 75.9%+20.1pp | 82.2%+13.8pp | 67.7%+28.3pp |
| Annual return | 4.61% | 135.02%-130.4pp | 419.75%-415.1pp | 35.65%-31.0pp |
| Employer contribution / active EE | $7,924 | $3,716+113.3% | $4,936+60.5% | $2,756+187.5% |
| Participant deferral / active EE | $10,627 | $6,649+59.8% | $8,071+31.7% | $4,299+147.2% |
| Admin fee / account holder | $6,151 | $7,957-22.7% | $13,005-52.7% | $6,940-11.4% |