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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,336 | $102,422+53.6% | $147,117+6.9% | $80,959+94.3% |
| Participation rate | 95.9% | 75.9%+20.1pp | 82.2%+13.8pp | 67.7%+28.3pp |
| Annual return | 4.61% | 135.16%-130.5pp | 420.54%-415.9pp | 35.67%-31.1pp |
| Employer contribution / active EE | $7,924 | $3,717+113.2% | $4,932+60.6% | $2,757+187.4% |
| Participant deferral / active EE | $10,627 | $6,652+59.8% | $8,065+31.8% | $4,300+147.1% |
| Admin fee / account holder | $6,151 | $7,953-22.7% | $12,993-52.7% | $6,925-11.2% |