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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,485 | $178,174-72.2% | $156,181-68.3% | $137,256-63.9% |
| Participation rate | 56.3% | 82.0%-25.8pp | 78.8%-22.6pp | 80.0%-23.7pp |
| Annual return | 14.80% | 84.19%-69.4pp | 64.87%-50.1pp | 220.34%-205.5pp |
| Employer contribution / active EE | $1,335 | $4,972-73.1% | $4,294-68.9% | $4,156-67.9% |
| Participant deferral / active EE | $3,070 | $6,888-55.4% | $6,132-49.9% | $6,407-52.1% |
| Admin fee / account holder | $6,643 | $17,404-61.8% | $14,586-54.5% | $12,270-45.9% |