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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,485 | $199,109-75.1% | $173,730-71.5% | $154,746-68.0% |
| Participation rate | 56.3% | 82.8%-26.6pp | 79.6%-23.3pp | 80.7%-24.5pp |
| Annual return | 14.80% | 20.02%-5.2pp | 19.96%-5.2pp | 172.34%-157.5pp |
| Employer contribution / active EE | $1,335 | $5,311-74.9% | $4,577-70.8% | $4,379-69.5% |
| Participant deferral / active EE | $3,070 | $7,113-56.8% | $6,326-51.5% | $6,730-54.4% |
| Admin fee / account holder | $6,643 | $20,916-68.2% | $17,523-62.1% | $14,365-53.8% |