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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,451 | $99,875-17.4% | $146,866-43.9% | $86,983-5.2% |
| Participation rate | 75.0% | 75.8%-0.8pp | 82.5%-7.5pp | 69.5%+5.5pp |
| Annual return | 19.51% | 28.10%-8.6pp | 102.85%-83.3pp | 25.83%-6.3pp |
| Employer contribution / active EE | $5,874 | $3,224+82.2% | $4,425+32.7% | $2,584+127.3% |
| Participant deferral / active EE | $6,100 | $6,322-3.5% | $7,759-21.4% | $4,194+45.5% |
| Admin fee / account holder | $1,266 | $7,838-83.8% | $13,620-90.7% | $7,856-83.9% |