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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,451 | $106,864-22.8% | $147,318-44.0% | $82,637-0.2% |
| Participation rate | 75.0% | 75.5%-0.5pp | 82.1%-7.1pp | 68.1%+6.9pp |
| Annual return | 19.51% | 27.49%-8.0pp | 70.43%-50.9pp | 53.51%-34.0pp |
| Employer contribution / active EE | $5,874 | $3,417+71.9% | $4,593+27.9% | $2,552+130.1% |
| Participant deferral / active EE | $6,100 | $6,496-6.1% | $7,906-22.8% | $4,126+47.8% |
| Admin fee / account holder | $1,266 | $8,415-84.9% | $13,708-90.8% | $7,339-82.7% |