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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,119 | $102,385-51.0% | $147,080-65.9% | $80,935-38.1% |
| Participation rate | 81.0% | 75.9%+5.1pp | 82.2%-1.2pp | 67.7%+13.3pp |
| Annual return | 12.85% | 135.09%-122.2pp | 420.17%-407.3pp | 35.66%-22.8pp |
| Employer contribution / active EE | $5,007 | $3,717+34.7% | $4,933+1.5% | $2,757+81.6% |
| Participant deferral / active EE | $3,095 | $6,651-53.5% | $8,066-61.6% | $4,299-28.0% |
| Admin fee / account holder | $2,599 | $7,951-67.3% | $12,989-80.0% | $6,924-62.5% |