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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,119 | $102,382-51.0% | $147,005-65.9% | $80,874-38.0% |
| Participation rate | 81.0% | 75.8%+5.1pp | 82.2%-1.2pp | 67.6%+13.3pp |
| Annual return | 12.85% | 134.89%-122.0pp | 418.76%-405.9pp | 35.62%-22.8pp |
| Employer contribution / active EE | $5,007 | $3,715+34.8% | $4,934+1.5% | $2,756+81.7% |
| Participant deferral / active EE | $3,095 | $6,646-53.4% | $8,070-61.6% | $4,297-28.0% |
| Admin fee / account holder | $2,599 | $7,942-67.3% | $13,006-80.0% | $6,935-62.5% |