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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,384 | $107,666-81.1% | $102,184-80.1% | $154,746-86.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 17.99% | 29.33%-11.3pp | 31.58%-13.6pp | 172.34%-154.3pp |
| Employer contribution / active EE | $2,262 | $3,846-41.2% | $3,594-37.0% | $4,379-48.3% |
| Participant deferral / active EE | $1,283 | $8,719-85.3% | $8,309-84.6% | $6,730-80.9% |
| Admin fee / account holder | $1,697 | $12,943-86.9% | $11,609-85.4% | $14,365-88.2% |