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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,276 | $125,237-16.7% | $105,608-1.3% | $145,877-28.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 7.27% | 225.76%-218.5pp | 116.50%-109.2pp | 551.28%-544.0pp |
| Employer contribution / active EE | $28,719 | $3,720+671.9% | $3,167+806.8% | $4,663+515.9% |
| Participant deferral / active EE | $26,000 | $5,711+355.3% | $5,010+419.0% | $6,691+288.6% |
| Admin fee / account holder | $793 | $17,287-95.4% | $11,028-92.8% | $13,402-94.1% |