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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,276 | $126,519-17.6% | $106,201-1.8% | $145,959-28.6% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 7.27% | 225.10%-217.8pp | 116.26%-109.0pp | 561.95%-554.7pp |
| Employer contribution / active EE | $28,719 | $3,726+670.8% | $3,170+806.1% | $4,661+516.2% |
| Participant deferral / active EE | $26,000 | $5,716+354.9% | $5,012+418.7% | $6,689+288.7% |
| Admin fee / account holder | $793 | $17,312-95.4% | $11,039-92.8% | $13,398-94.1% |