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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,362 | $114,119+25.6% | $107,187+33.7% | $138,895+3.2% |
| Participation rate | 38.5% | 78.1%-39.6pp | 75.0%-36.6pp | 79.9%-41.5pp |
| Annual return | 14.20% | 273.21%-259.0pp | 204.55%-190.3pp | 145.39%-131.2pp |
| Employer contribution / active EE | $1,088 | $4,059-73.2% | $3,782-71.2% | $4,194-74.1% |
| Participant deferral / active EE | $5,017 | $5,538-9.4% | $5,096-1.5% | $6,396-21.6% |
| Admin fee / account holder | $782 | $10,024-92.2% | $9,162-91.5% | $12,562-93.8% |