Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,044 | $49,657+37.0% | $93,063-26.9% | $67,986+0.1% |
| Participation rate | 44.9% | 49.9%-5.0pp | 72.1%-27.2pp | 57.2%-12.3pp |
| Annual return | 20.00% | 26.27%-6.3pp | 34.15%-14.2pp | 31.67%-11.7pp |
| Employer contribution / active EE | $1,883 | $1,279+47.3% | $2,476-24.0% | $2,019-6.7% |
| Participant deferral / active EE | $3,311 | $2,484+33.3% | $3,958-16.3% | $3,358-1.4% |
| Admin fee / account holder | $12,587 | $2,843+342.8% | $6,033+108.6% | $3,203+292.9% |