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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,440 | $51,638-91.4% | $68,368-93.5% | $82,448-94.6% |
| Participation rate | 74.4% | 63.6%+10.7pp | 73.8%+0.6pp | 68.1%+6.3pp |
| Annual return | 16.95% | 37.53%-20.6pp | 292.57%-275.6pp | 41.64%-24.7pp |
| Employer contribution / active EE | $373 | $2,047-81.8% | $2,649-85.9% | $2,551-85.4% |
| Participant deferral / active EE | $552 | $2,914-81.0% | $4,123-86.6% | $4,139-86.7% |
| Admin fee / account holder | $937 | $4,643-79.8% | $5,150-81.8% | $7,234-87.0% |