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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,440 | $49,976-91.1% | $66,674-93.3% | $82,637-94.6% |
| Participation rate | 74.4% | 63.1%+11.3pp | 73.7%+0.7pp | 68.1%+6.3pp |
| Annual return | 16.95% | 39.09%-22.1pp | 321.24%-304.3pp | 53.51%-36.6pp |
| Employer contribution / active EE | $373 | $1,988-81.2% | $2,620-85.8% | $2,552-85.4% |
| Participant deferral / active EE | $552 | $2,847-80.6% | $4,084-86.5% | $4,126-86.6% |
| Admin fee / account holder | $937 | $4,594-79.6% | $5,098-81.6% | $7,339-87.2% |