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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,341 | $209,336-25.3% | $197,124-20.7% | $137,256+13.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 14.68% | 48.09%-33.4pp | 44.34%-29.7pp | 220.34%-205.7pp |
| Employer contribution / active EE | $122,954 | $6,591+1765.6% | $6,227+1874.4% | $4,156+2858.4% |
| Participant deferral / active EE | $230,560 | $9,614+2298.1% | $9,135+2424.0% | $6,407+3498.7% |
| Admin fee / account holder | $114,983 | $17,308+564.3% | $16,298+605.5% | $12,270+837.1% |