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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,341 | $212,386-26.4% | $199,883-21.8% | $138,895+12.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 14.68% | 47.75%-33.1pp | 43.81%-29.1pp | 145.39%-130.7pp |
| Employer contribution / active EE | $122,954 | $6,625+1756.0% | $6,261+1863.7% | $4,194+2831.5% |
| Participant deferral / active EE | $230,560 | $9,617+2297.4% | $9,138+2423.0% | $6,396+3504.6% |
| Admin fee / account holder | $114,983 | $18,233+530.6% | $17,268+565.9% | $12,562+815.3% |