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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,341 | $227,291-31.2% | $214,702-27.2% | $155,188+0.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 14.68% | 60.08%-45.4pp | 54.55%-39.9pp | 148.84%-134.2pp |
| Employer contribution / active EE | $122,954 | $6,772+1715.7% | $6,461+1803.1% | $4,248+2794.5% |
| Participant deferral / active EE | $230,560 | $9,582+2306.2% | $9,147+2420.7% | $6,531+3430.2% |
| Admin fee / account holder | $114,983 | $20,413+463.3% | $19,830+479.8% | $14,480+694.1% |