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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,829 | $185,312-80.7% | $161,489-77.8% | $154,746-76.8% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | -6.07% | 103.84%-109.9pp | 89.72%-95.8pp | 172.34%-178.4pp |
| Employer contribution / active EE | $1,590 | $4,769-66.7% | $4,268-62.8% | $4,379-63.7% |
| Participant deferral / active EE | $4,292 | $6,350-32.4% | $5,630-23.8% | $6,730-36.2% |
| Admin fee / account holder | $32,837 | $18,654+76.0% | $16,006+105.2% | $14,365+128.6% |