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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,511 | $172,758-52.8% | $149,600-45.5% | $138,895-41.3% |
| Participation rate | 69.6% | 80.2%-10.6pp | 77.2%-7.6pp | 79.9%-10.4pp |
| Annual return | 13.46% | 181.17%-167.7pp | 129.59%-116.1pp | 145.39%-131.9pp |
| Employer contribution / active EE | $1,527 | $4,778-68.1% | $4,193-63.6% | $4,194-63.6% |
| Participant deferral / active EE | $11,575 | $8,180+41.5% | $7,203+60.7% | $6,396+81.0% |
| Admin fee / account holder | $7,501 | $17,615-57.4% | $13,963-46.3% | $12,562-40.3% |