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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,511 | $158,393-48.5% | $143,412-43.2% | $155,188-47.5% |
| Participation rate | 69.6% | 79.7%-10.2pp | 78.5%-8.9pp | 80.8%-11.2pp |
| Annual return | 13.46% | 324.22%-310.8pp | 256.99%-243.5pp | 148.84%-135.4pp |
| Employer contribution / active EE | $1,527 | $3,911-61.0% | $3,748-59.3% | $4,248-64.1% |
| Participant deferral / active EE | $11,575 | $7,193+60.9% | $6,816+69.8% | $6,531+77.2% |
| Admin fee / account holder | $7,501 | $12,964-42.1% | $11,396-34.2% | $14,480-48.2% |