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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,600 | $94,439-90.9% | $73,658-88.3% | $154,746-94.4% |
| Participation rate | 93.3% | 64.7%+28.7pp | 57.0%+36.3pp | 80.7%+12.6pp |
| Annual return | 21.31% | 28.25%-6.9pp | 29.72%-8.4pp | 172.34%-151.0pp |
| Employer contribution / active EE | $973 | $1,257-22.6% | $1,032-5.8% | $4,379-77.8% |
| Participant deferral / active EE | $2,250 | $2,527-11.0% | $2,062+9.1% | $6,730-66.6% |
| Admin fee / account holder | $943 | $3,843-75.5% | $3,357-71.9% | $14,365-93.4% |