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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,805 | $70,366-49.1% | $66,674-46.3% | $138,895-74.2% |
| Participation rate | 95.5% | 76.2%+19.3pp | 73.7%+21.8pp | 79.9%+15.5pp |
| Annual return | 9.88% | 386.41%-376.5pp | 321.24%-311.4pp | 145.39%-135.5pp |
| Employer contribution / active EE | $2,793 | $2,765+1.0% | $2,620+6.6% | $4,194-33.4% |
| Participant deferral / active EE | $4,145 | $4,374-5.2% | $4,084+1.5% | $6,396-35.2% |
| Admin fee / account holder | $11,213 | $5,262+113.1% | $5,098+119.9% | $12,562-10.7% |