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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,805 | $72,071-50.3% | $68,368-47.6% | $137,256-73.9% |
| Participation rate | 95.5% | 76.2%+19.2pp | 73.8%+21.7pp | 80.0%+15.5pp |
| Annual return | 9.88% | 353.14%-343.3pp | 292.57%-282.7pp | 220.34%-210.5pp |
| Employer contribution / active EE | $2,793 | $2,788+0.2% | $2,649+5.5% | $4,156-32.8% |
| Participant deferral / active EE | $4,145 | $4,410-6.0% | $4,123+0.5% | $6,407-35.3% |
| Admin fee / account holder | $11,213 | $5,336+110.2% | $5,150+117.7% | $12,270-8.6% |