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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $824,712 | $155,555+430.2% | $146,866+461.5% | $155,188+431.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 10.84% | 115.41%-104.6pp | 102.85%-92.0pp | 148.84%-138.0pp |
| Employer contribution / active EE | $6,850 | $4,647+47.4% | $4,425+54.8% | $4,248+61.3% |
| Participant deferral / active EE | $13,700 | $8,044+70.3% | $7,759+76.6% | $6,531+109.8% |
| Admin fee / account holder | $6,663 | $14,755-54.8% | $13,620-51.1% | $14,480-54.0% |