Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,626 | $97,125-55.1% | $86,233-49.4% | $137,256-68.2% |
| Participation rate | 47.6% | 74.2%-26.6pp | 69.0%-21.4pp | 80.0%-32.3pp |
| Annual return | 21.75% | 74.19%-52.4pp | 61.39%-39.6pp | 220.34%-198.6pp |
| Employer contribution / active EE | $2,084 | $2,841-26.7% | $2,504-16.8% | $4,156-49.9% |
| Participant deferral / active EE | $3,430 | $5,180-33.8% | $4,559-24.8% | $6,407-46.5% |
| Admin fee / account holder | $11,060 | $9,725+13.7% | $8,342+32.6% | $12,270-9.9% |