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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,173 | $180,749-76.1% | $160,784-73.1% | $137,256-68.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 20.61% | 2234.46%-2213.9pp | 1803.92%-1783.3pp | 220.34%-199.7pp |
| Employer contribution / active EE | $3,681 | $4,155-11.4% | $3,733-1.4% | $4,156-11.4% |
| Participant deferral / active EE | $7,702 | $6,844+12.5% | $6,293+22.4% | $6,407+20.2% |
| Admin fee / account holder | $3,158 | $10,397-69.6% | $9,717-67.5% | $12,270-74.3% |