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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,019 | $211,239-85.3% | $178,528-82.6% | $145,877-78.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.49% | 30.22%-16.7pp | 27.11%-13.6pp | 551.28%-537.8pp |
| Employer contribution / active EE | $3,582 | $4,570-21.6% | $3,950-9.3% | $4,663-23.2% |
| Participant deferral / active EE | $8,302 | $6,963+19.2% | $6,278+32.2% | $6,691+24.1% |
| Admin fee / account holder | $3,412 | $12,095-71.8% | $10,419-67.2% | $13,402-74.5% |