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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,330 | $107,666+18.3% | $102,184+24.6% | $154,746-17.7% |
| Participation rate | 83.3% | 83.7%-0.4pp | 82.6%+0.7pp | 80.7%+2.6pp |
| Annual return | 14.27% | 29.33%-15.1pp | 31.58%-17.3pp | 172.34%-158.1pp |
| Employer contribution / active EE | $3,527 | $3,846-8.3% | $3,594-1.8% | $4,379-19.4% |
| Participant deferral / active EE | $10,593 | $8,719+21.5% | $8,309+27.5% | $6,730+57.4% |
| Admin fee / account holder | $408 | $12,943-96.8% | $11,609-96.5% | $14,365-97.2% |