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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,872 | $183,516+20.9% | $155,534+42.7% | $145,884+52.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.78% | 61.43%-56.6pp | 64.92%-60.1pp | 551.85%-547.1pp |
| Employer contribution / active EE | $8,982 | $5,315+69.0% | $4,675+92.1% | $4,662+92.6% |
| Participant deferral / active EE | $9,706 | $6,467+50.1% | $5,630+72.4% | $6,690+45.1% |
| Admin fee / account holder | $2,593 | $19,293-86.6% | $15,900-83.7% | $13,392-80.6% |