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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,535 | $90,530+96.1% | $76,030+133.5% | $145,897+21.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 15.57% | 625.08%-609.5pp | 361.54%-346.0pp | 552.29%-536.7pp |
| Employer contribution / active EE | $4,948 | $3,319+49.1% | $2,688+84.1% | $4,663+6.1% |
| Participant deferral / active EE | $6,276 | $5,164+21.5% | $4,257+47.4% | $6,689-6.2% |
| Admin fee / account holder | $5,230 | $8,383-37.6% | $6,421-18.5% | $13,390-60.9% |