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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,539 | $111,830+236.7% | $93,696+301.9% | $145,884+158.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.52% | 204.08%-191.6pp | 133.74%-121.2pp | 551.85%-539.3pp |
| Employer contribution / active EE | $8,394 | $3,093+171.4% | $2,422+246.6% | $4,662+80.0% |
| Participant deferral / active EE | $7,562 | $4,920+53.7% | $4,417+71.2% | $6,690+13.0% |
| Admin fee / account holder | $13,615 | $10,249+32.8% | $8,287+64.3% | $13,392+1.7% |