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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,729 | $106,524+93.1% | $152,301+35.1% | $87,485+135.2% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.4%+10.4pp | 68.9%+23.9pp |
| Annual return | 13.53% | 26.89%-13.4pp | 80.50%-67.0pp | 26.06%-12.5pp |
| Employer contribution / active EE | $1,346 | $3,371-60.1% | $4,624-70.9% | $2,596-48.1% |
| Participant deferral / active EE | $13,579 | $6,525+108.1% | $8,004+69.7% | $4,274+217.7% |
| Admin fee / account holder | $20,904 | $8,287+152.3% | $14,398+45.2% | $7,775+168.9% |