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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,119 | $114,119-40.3% | $107,187-36.4% | $138,895-51.0% |
| Participation rate | 35.0% | 78.1%-43.1pp | 75.0%-40.0pp | 79.9%-44.9pp |
| Annual return | 18.58% | 273.21%-254.6pp | 204.55%-186.0pp | 145.39%-126.8pp |
| Employer contribution / active EE | $1,479 | $4,059-63.6% | $3,782-60.9% | $4,194-64.7% |
| Participant deferral / active EE | $3,450 | $5,538-37.7% | $5,096-32.3% | $6,396-46.1% |
| Admin fee / account holder | $196 | $10,024-98.0% | $9,162-97.9% | $12,562-98.4% |