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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,119 | $134,817-49.5% | $123,973-45.1% | $155,188-56.1% |
| Participation rate | 35.0% | 79.4%-44.4pp | 76.7%-41.7pp | 80.8%-45.8pp |
| Annual return | 18.58% | 515.49%-496.9pp | 388.13%-369.5pp | 148.84%-130.3pp |
| Employer contribution / active EE | $1,479 | $4,425-66.6% | $4,126-64.2% | $4,248-65.2% |
| Participant deferral / active EE | $3,450 | $5,706-39.5% | $5,247-34.2% | $6,531-47.2% |
| Admin fee / account holder | $196 | $13,245-98.5% | $11,799-98.3% | $14,480-98.6% |