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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,269 | $183,516+103.9% | $155,534+140.6% | $145,884+156.6% |
| Participation rate | 95.2% | 82.7%+12.5pp | 78.2%+17.0pp | 80.3%+14.9pp |
| Annual return | 11.53% | 61.43%-49.9pp | 64.92%-53.4pp | 551.85%-540.3pp |
| Employer contribution / active EE | $5,163 | $5,315-2.9% | $4,675+10.4% | $4,662+10.7% |
| Participant deferral / active EE | $15,342 | $6,467+137.3% | $5,630+172.5% | $6,690+129.3% |
| Admin fee / account holder | $23,983 | $19,293+24.3% | $15,900+50.8% | $13,392+79.1% |