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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,214 | $60,454-41.8% | $81,844-57.0% | $74,459-52.7% |
| Participation rate | 63.5% | 63.0%+0.5pp | 72.4%-8.9pp | 67.2%-3.8pp |
| Annual return | 35.50% | 16.87%+18.6pp | 778.87%-743.4pp | 1369.70%-1334.2pp |
| Employer contribution / active EE | $2,060 | $2,630-21.7% | $2,916-29.4% | $2,626-21.6% |
| Participant deferral / active EE | $3,721 | $3,398+9.5% | $4,323-13.9% | $4,350-14.4% |
| Admin fee / account holder | $4,034 | $1,490+170.6% | $7,355-45.2% | $1,945+107.4% |