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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,845 | $183,592+153.7% | $155,567+199.4% | $145,959+219.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.47% | 61.24%-51.8pp | 64.74%-55.3pp | 561.95%-552.5pp |
| Employer contribution / active EE | $4,563 | $5,315-14.1% | $4,674-2.4% | $4,661-2.1% |
| Participant deferral / active EE | $6,994 | $6,464+8.2% | $5,628+24.3% | $6,689+4.6% |
| Admin fee / account holder | $8,227 | $19,318-57.4% | $15,916-48.3% | $13,398-38.6% |