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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,732 | $154,228+19.1% | $145,433+26.3% | $137,256+33.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.42% | 74.59%-63.2pp | 66.58%-55.2pp | 220.34%-208.9pp |
| Employer contribution / active EE | $5,803 | $4,804+20.8% | $4,554+27.4% | $4,156+39.6% |
| Participant deferral / active EE | $7,182 | $8,216-12.6% | $7,897-9.1% | $6,407+12.1% |
| Admin fee / account holder | $46,180 | $14,344+222.0% | $13,129+251.7% | $12,270+276.4% |