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| Provider | Service type | Compensation |
|---|---|---|
CITY STATE BANK10+ years Service code 21 · EIN 42-0443990 | Bank Trustee | $64,316 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $1,750 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,899 | $88,137+4.3% | $164,975-44.3% | $74,429+23.5% |
| Participation rate | 74.6% | 73.1%+1.4pp | 78.6%-4.1pp | 67.2%+7.4pp |
| Annual return | 14.15% | 17.13%-3.0pp | 70.12%-56.0pp | 1368.38%-1354.2pp |
| Employer contribution / active EE | $1,297 | $2,597-50.1% | $4,343-70.1% | $2,625-50.6% |
| Participant deferral / active EE | $5,992 | $4,501+33.1% | $6,033-0.7% | $4,348+37.8% |
| Admin fee / account holder | $353 | $2,231-84.2% | $12,688-97.2% | $1,944-81.8% |