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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,764 | $106,524+126.0% | $152,301+58.1% | $87,485+175.2% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.4%+14.1pp | 68.9%+27.6pp |
| Annual return | 7.17% | 26.89%-19.7pp | 80.50%-73.3pp | 26.06%-18.9pp |
| Employer contribution / active EE | $2,311 | $3,371-31.5% | $4,624-50.0% | $2,596-11.0% |
| Participant deferral / active EE | $6,401 | $6,525-1.9% | $8,004-20.0% | $4,274+49.8% |
| Admin fee / account holder | $2,226 | $8,287-73.1% | $14,398-84.5% | $7,775-71.4% |