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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,764 | $99,875+141.1% | $146,866+63.9% | $86,983+176.8% |
| Participation rate | 96.6% | 75.8%+20.7pp | 82.5%+14.0pp | 69.5%+27.0pp |
| Annual return | 7.17% | 28.10%-20.9pp | 102.85%-95.7pp | 25.83%-18.7pp |
| Employer contribution / active EE | $2,311 | $3,224-28.3% | $4,425-47.8% | $2,584-10.6% |
| Participant deferral / active EE | $6,401 | $6,322+1.2% | $7,759-17.5% | $4,194+52.6% |
| Admin fee / account holder | $2,226 | $7,838-71.6% | $13,620-83.7% | $7,856-71.7% |