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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,134 | $110,379-47.3% | $102,412-43.2% | $145,884-60.2% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 17.44% | 24.84%-7.4pp | 24.94%-7.5pp | 551.85%-534.4pp |
| Employer contribution / active EE | $1,953 | $4,216-53.7% | $3,870-49.5% | $4,662-58.1% |
| Participant deferral / active EE | $4,119 | $5,622-26.7% | $5,060-18.6% | $6,690-38.4% |
| Admin fee / account holder | $591 | $9,745-93.9% | $8,388-93.0% | $13,392-95.6% |