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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $247,576 |
CAPFINANCIAL PARTNERS LLC10+ years Filed as: CAPTRUST FINANCIAL GROUP Service code 27 · EIN 26-0058143 | Advisory (Plan) | $80,583 |
DELOITTE & TOUCHE LLP9 years Service code 10 · EIN 13-3891517 | Accounting | $34,650 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,245 | $58,859+38.0% | $129,397-37.2% | $77,714+4.5% |
| Participation rate | 97.5% | 59.3%+38.2pp | 69.6%+27.9pp | 70.6%+26.9pp |
| Annual return | 12.27% | 24.74%-12.5pp | 9453.98%-9441.7pp | 31.26%-19.0pp |
| Employer contribution / active EE | $4,403 | $1,952+125.5% | $4,154+6.0% | $2,727+61.5% |
| Participant deferral / active EE | $4,114 | $3,215+28.0% | $4,167-1.3% | $4,649-11.5% |
| Admin fee / account holder | $220 | $591-62.7% | $7,679-97.1% | $433-49.2% |